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Are You Covered for a Business Interruption?

If a fire causes the facility to be temporarily unusable, what would you do next? Ideally, you would move to a temporary location while your permanent place of business is being repaired. Yet, traditional Property Insurance does not cover this move or a loss of income when a business must temporarily close. With Business Interruption Insurance, also referred to as Business Income coverage, this setback can be minimized by simply adding this coverage to your Property Insurance policy. Read more

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Cyber Security: How Safe are you and Your Business?

Technology is increasingly important for successful business operations. As a result, the value of a strong cyber liability insurance policy only continues to grow. In an age where a stolen laptop or hacked account can instantly compromise the personal data of customers and employees, or an ill-advised post on social media can be read by hundreds in a matter of minutes, it’s important to protect yourself from cyber liability.

If you’re not sure how secure you really are, click on the scorecard below to download a pdf version from our website and check your risk. If you have questions, our agents are happy to talk about your specific business needs, and what policy will best protect your business.

Download the free PDF here.

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Hurricane Reminder

It’s that time of year again – Hurricane Season. This is always a good time to review your homeowners and business insurance policies to make sure you have the coverage you need, BEFORE a named storm heads up the coast!

Every year we receive calls when storms are approaching, and sometimes it’s too late. If you’re not sure about your coverage, or if you’ve made changes such as a new jewelry purchase, added a new roof, or finally bought that huge flat-screen television, let’s make sure you’re covered!

If you own a business or commercial building, it’s a good time to review your wind and hail deductible, too.